Insurability Planning

Resilience and adaptability are critical for mitigating risk

All communities live with some level of risk. It’s unavoidable. And with the increasing frequency of severe weather, it’s often unpredictable too. It’s no surprise that the gap between disaster losses and insurance coverage is widening.

Insurability planning can help communities improve their ability to weather these storms.

This strategic process improves a community’s access to affordable insurance. By getting ahead of potential insurance gaps, communities can safeguard investments, strengthen resilience, and accelerate recovery when disasters strike.

Insurability planning integrates risk management, vulnerability assessments, and community engagement with resilience engineering and innovative insurance solutions. This allows communities to take control of their local insurance landscape to build a future that is resilient and insurable.

Our Insurability Planning team can work with you to enhance your readiness and resilience in an increasingly risky world.

Insurability planning is critical as communities face increasingly severe weather events
$25B
Gap
27
Disasters in 2024
60%
Failure
As of 2023, communities in the US face a $25 billion insurance gap.
There were 27 “billion-dollar climate disasters” in the United States in 2024, triple the average of the previous 44 years.
The US insurance market is failing. Nearly two-thirds of catastrophic loss costs are uninsured.